Underinsured Motorist Claims
A collision with an uninsured or underinsured driver can have a devastating financial impact on the victim. If this is your situation, or if you want to better understand your options for obtaining financial compensation after a crash, MacLean Law Firm can help.
With offices in Fort Worth and Cleburne, we advise and represent accident victims who have suffered injuries due to the negligence of underinsured motorists. Founding attorney Scotty MacLean can assess your case, explain your options and help you get the compensation you need.
For a free case evaluation, contact us today. If your injury prevents you from coming to our office, we can come to you.
Uninsured Motorist Accidents Are More Common Than You Might Think
According to the Texas Department of Insurance, each day on Texas roads, one out of five drivers does not have auto insurance. In other words, if you are injured in an accident, there is a 20-percent chance that the other driver will not have the insurance needed to cover your vehicle damage and medical expenses.
In addition to uninsured drivers, many other drivers are underinsured in the event of a serious accident. Even when people purchase the minimum liability coverage required by law, often the minimum coverage is not enough to cover the costs of a serious injury.
For these reasons, many Texans purchase personal injury protection (PIP) or underinsured/uninsured motorist insurance in addition to their own liability coverage. This kind of uninsured motorist coverage is sometimes called UM insurance.
Even With UM Insurance, Claims Can Get Complicated
Insurance policies are complex documents, and sometimes people with uninsured/underinsured motorist insurance are not even aware that they are entitled to the additional coverage.
To be sure you receive the full and fair compensation you are owed, talk to a lawyer with experience in handling underinsured motorist claims.
Schedule A Free Consultation Today
To get a free case evaluation, call MacLean Law Firm at , or contact us online. We have office locations in Fort Worth and Cleburne, and we advise and represent clients throughout Texas.